Money: Getting It, Using It, and Avoiding the Traps: The Ultimate Teen Guide, is a concise, practical book for young adults that addresses the all-important issue of money. Author Robin Brancato provides answers to the toughest questions you'd ever ask about money, including: How much should parents and guardians subsidize you? Is it fair if money gifts from Grandma have strings attached? If you want a job, how do you get one, and how do you make sure the benefits outweigh the hassles? What kind of business could you start on your own? How can you negotiate finances gracefully within your family and on your job? Can you discipline yourself to put money away, and, if so, where? What does the fine print on the credit card contract say? What are the exact terms of the cell phone deal? And how do you deal with the friend who borrows and never pays back? These questions are not only answered by the author, but also by teen contributors who share their own personal stories. Additionally, full bibliographical source listings, which steer readers to courses, activities, organizations, and web sites, are included. The concluding pagescomplete with self-evaluationswill help young adults gain financial confidence for now and for the years ahead.
About the Author
Robin F. Brancato is a full-time writer and the author of eight books for young adults, including Winning, Blinded by the Light, and Uneasy Money.
Table of Contents
Part 1 Acknowledgments Part 2 Introduction Part 3 1 What Is This Thing Called Money? Part 4 2 Let's Call It Income: Allowance and Beyond Part 5 3 Landing a Job: An Earning Experience Part 6 4 Shaking the Money Tree: Windfalls Part 7 5 Use It or Lose It: Practicalities Part 8 6 Laughing All the Way to the Bank: Saving Part 9 7 How Does Your Money Grow? Investing Part 10 8 Better to Give: Supporting Charities Part 11 9 You've Got the Power! Teen Spending Part 12 10 Time to Say Good Buy: Getting Your Money's Worth Part 13 11 Ring Tones and Dream Machines: Cell Phone Plans and Car Purchases Part 14 12 Getting the Credit: Debit and Credit Cards Part 15 13 Enrolling in Money: Becoming Financially Literate Part 16 14 Family and Friends: Avoiding Money Hassels Part 17 15 Looking Ahead: Money and Your Future Part 18 Appendix: Answers to Quizzes Part 19 Index Part 20 About the Author